Edifice Capital
INVESTOR LENDING · NATIONWIDE

Fund the whole flip. Purchase and rehab, up to 100%.

Edifice connects real estate investors with fast, asset-based loans from our lending partners. Send us the deal and get real terms back, not a sales pitch.

100%of purchase + rehab
10 daysor less to close (business days)
46 stateslending nationwide
No W-2sasset-based approval
REAL TERM SHEETNORTH OLMSTED, OH
Purchase price$187,000
Rehab budget$50,000
After-repair value$325,000
Loan amount at 11%$243,750
Down payment$0
Est. cash to close$8,703or less

Based on a preliminary term sheet at client pricing (2.75% origination). Cash to close covers origination and lender fees, before third-party costs. Not a commitment to lend; subject to underwriting and appraisal.

Loan programs

Built for investors who buy, fix, rent and repeat. We match each deal to the right capital partner.

MOST POPULAR

Fix + Flip + New Construction

  • Up to 100% of purchase and rehab
  • Ground-up construction financing
  • Rehab and build funded in draws
  • Most terms are 6 or 12 months
  • Rates averaging 11%, priced to your credit and experience
Price a flip →
HOLD + CASH FLOW

DSCR Rental

  • Qualify on the property's rent, not your tax returns
  • Purchase, refinance or cash-out
  • 30-year fixed options
  • Up to 75% to 80% LTV, based on state and equity
Price a rental →
SPEED + FLEXIBILITY

Bridge + Non-QM

  • Short-term bridge to sale or refinance
  • Bank statement and asset-based options
  • Deals banks pass on
  • Terms set by deal
Talk to us →
DEAL CALCULATOR

What does it take to close?

Plug in your deal. See your loan, your cash to close and what you keep.

Estimate only, not a loan offer. Assumes typical terms: loan up to 75% of ARV covering purchase, rehab and an interest reserve, 2.75% origination and about $2,000 in lender fees. Cash to close excludes third-party costs such as title, insurance and appraisal. Actual terms set by the lender after underwriting.

Loan amount
Down payment
Origination + lender fees
Monthly interest · /day
Liquidity to show lender
EST. CASH TO CLOSE or less, plus third-party costs
EST. PROFIT of ARV
GET REAL TERMS ON THIS DEAL

How it works

01

Send the deal

Address, price, rehab and ARV. Two minutes on the form below.

02

Get your terms

We shop it across our lending partners and come back with the best fit for your deal.

03

Close and build

Fast closings, typically 10 business days or less. Start work and pull rehab draws as you hit milestones.

SUBMIT A DEAL

Send the numbers. We'll send terms.

No credit pull to get started. A real person reviews every deal.

Rather talk it through? 216-785-3225 gabe@edificecapital.co
Loan type

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